Credit Card Processing

Designed specifically for small-to-medium sized businesses (SMB), our solution is tailored to streamline your revenue with in-person or online payments.  Start accepting  credit cards payments without the burden of worrying about outstanding fees.

Your Ultimate PayTech Solution

Unlock profitability by leveraging our PayTech solution to propel your business forward. You get 100% direct passthrough of all interchange fees plus $0.25 per transaction when you use us as your Credit Card Processor.

Clear, Simple Pricing

Transparency isn't just a buzzword—it's our guiding principle.

Faster, Friendlier Payment

Customers pay up to 20% faster with user- optimized features.

Level II and Level III Processing

Experience seamless efficiency with and lower rates with Level 2/3 processing

Transparent Processing Fees

All card brand processing fees come direct from the processor and card brands at cost via your monthly merchant statement. This is charged by the processor (WorldPay or TSYS) on or about the 5th - 6th of each month for processing during the previous month. Statements are available around the 9th or 10th of each month.

Membership Advantage

Your Membership will include:
• Invoicing/Pay Now Solution
• Our Virtual Terminal
• Mobile Solution (for off-site payments)
• Level II and Level III processing for best interchange rates

Pricing Structure

Transaction Pricing – 100% direct passthrough of all interchange fees (charged directly from Visa, Master Card, Discover and American Express + $0.25 per transaction – no minimum requirement per month)

Credit Card Merchant Accounts With Bristol Pay

For businesses seeking to streamline their credit card processing operations and lower their fees, we offer a solution designed to meet your needs across various industries. By creating a credit card merchant account with us, you can can access a suite of features and services tailored to enhance efficiency, security, and flexibility in processing credit card transactions.

Retail Merchant Account

In retail, credit card processing happens through a Point-of-Sale (POS) terminal or an EMV-compliant smart terminal. These terminals are physically present so you can accept credit cards as a form of payment. Retail credit card processing involves swiping or inserting the card into the terminal and entering a Personal Identification Number (PIN) or signing a receipt for authorization.

Retail credit card processing often incurs lower transaction fees compared to other categories, given the lower risk associated with face-to-face transactions and the presence of physical card authentication.

MOTO

Mail Order/Telephone Order (MOTO) businesses– which includes online order – require a distinct approach to credit card processing.  MOTO transactions are considered Card-Not-Present (CNP) transactions, which inherently carry higher risks of fraud and higher processing rates

By implementing additional authentication measures, such as Address Verification Service (AVS) and Card Verification Value (CVV) checks, we are able to lower your processing rates.

eCommerce Merchant Account

eCommerce has changed the way businesses conduct transactions, offering unparalleled convenience and accessibility to consumers worldwide.

Our pricing for eCommerce Credit Card Merchant account is a Flat 2.85% + $0.25 per transaction / per MID.

Why Choose Bristol Pay?

You gain access to cutting-edge software and services that leverage the latest technology to simplify and optimize your business processes in key areas: payment processing and transaction management, information and customer management, finance, operations, and sales.

We're thrilled you're interested in Bristol Pay!

Provide a few details below and a member of our team will be in touch as quickly as possible.

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We're thrilled you're interested in Bristol Pay!

Provide a few details below and a member of our team will be in touch as quickly as possible.

We're thrilled you're interested in Bristol Pay!

Provide a few details below and a member of our team will be in touch as quickly as possible.