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Payment processing

ACH payments

Take payments straight from your customers' bank accounts, on the same platform and the same statement as your card processing.

Talk to us

Or call (877) 673-4876 and speak to someone who can answer.

Credit card

ACH payments

Retail & in person

Online & ecommerce

Phone & mail order

Getting set up

What you get

Bank transfers alongside every other way your customers pay, managed in one place.

No card interchange

ACH moves money bank to bank rather than over a card network, so card interchange does not apply. That suits large invoices and recurring billing.

Every method in one place

Cards, debit, bank transfers and other tender types managed in a single merchant platform rather than split across providers.

A person who knows your account

Support from the company that holds the relationship, not a queue at a processor you have never dealt with.

How getting set up works

STEP 01

We ask how you get paid

Invoices, subscriptions, recurring billing — the mix decides how ACH fits alongside your card payments.

STEP 02

You see it in writing first

What you will pay, and how it was arrived at, before you sign anything.

STEP 03

Underwriting and approval

We tell you what is needed up front rather than asking for it piece by piece.

STEP 04

Setup and go live

Your payment methods configured in one platform, staff shown how it works, and a number to call on day one.

Security

Debiting a bank account carries obligations. We take them on rather than handing you a questionnaire.

NACHA Operating Rules

ACH origination is governed by the NACHA Operating Rules. We publish them in plain English rather than leaving you to go and find them.

Authorization on record

Every debit needs the account holder's authorization. We tell you what has to be captured and how long to keep it.

Returns and disputes

You are told what the return reason means and what to do about it — not just that money has moved back.

Questions we get asked

How is ACH different from taking a card?

The money moves bank to bank rather than over a card network. Card interchange does not apply, and a different set of rules governs it.

Can I take cards on the same account?

Yes, on the same platform and the same statement. Card processing is covered on its own page.

I run a print shop. Is this the same as Payably?

No. This page is the processing service. Payably is our software for print shops, which runs on top of it.

What will it cost me?

That depends on your card mix, your average ticket and how you take payments — which is why we quote rather than publish. You will see it in writing before you sign.

Tell us how your business gets paid

We will tell you plainly whether we are the right fit — including when we are not.

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