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Payment processing

Credit card processing

Take cards in person, online and over the phone on one platform — with one account, one statement and one number to call when something needs an answer.

Talk to us

Or call (877) 673-4876 and speak to someone who can answer.

Credit card

ACH payments

Retail & in person

Online & ecommerce

Phone & mail order

Getting set up

What you get

One merchant account that covers every way your customers actually pay.

Every card your customers carry

Visa, Mastercard, American Express and Discover, plus contactless and mobile wallets on terminals that support them.

Next-day funding

Settled funds reach your account the next day, so your cash position is predictable rather than something you chase.

A person who knows your account

Support from the company that holds the relationship, not a queue at a processor you have never dealt with.

How getting set up works

STEP 01

We ask how you get paid

In person, online, on the phone, on account — the mix decides what you need.

STEP 02

You see it in writing first

What you will pay, and how it was arrived at, before you sign anything.

STEP 03

Underwriting and approval

We tell you what is needed up front rather than asking for it piece by piece.

STEP 04

Equipment and go live

Terminals configured, staff shown how it works, and a number to call on day one.

Security

Handling card data carries obligations. We take them on rather than handing you a questionnaire.

PCI DSS

Transactions are tokenized, so card numbers do not rest anywhere they should not.

Fraud screening

Address verification, security codes and velocity checks on transactions where the card is not present.

Chargeback handling

You are told what the dispute is, what evidence helps, and by when — not just that money has been taken back.

Questions we get asked

Can I keep my current terminals?

Sometimes. It depends on who the equipment is locked to. We will tell you before you switch, not after.

Do you also handle ACH?

Yes, on the same platform and the same statement. ACH origination carries its own rules, which we publish in plain English.

I run a print shop. Is this the same as Payably?

No. This page is the processing service. Payably is our software for print shops, which runs on top of it.

What will it cost me?

That depends on your card mix, your average ticket and how you take payments — which is why we quote rather than publish. You will see it in writing before you sign.

Tell us how your business gets paid

We will tell you plainly whether we are the right fit — including when we are not.

Start a conversation